The Qawwamun Code
Now available
The Qawwamun Code is about what money is actually for inside a marriage — and why provision, understood the way Islam framed it, changes how a household breathes.
A woman named Hind once stood before the Prophet ﷺ and told him her husband — one of the richest men in Makkah — was tight with money. Could she take what she needed without asking?
His answer came down to two words: sufficient, and customary. Those two words settled the economics of a marriage. Most couples today have never heard them.
If you and your spouse have ever argued about money and sensed your faith had an answer you couldn’t quite name — it does. It’s in these pages.
01
The Prophet's ﷺ answer to Hind came down to two words — and those two words settled the economics of a marriage. Most couples today have never heard them.
02
A wife’s salary belongs to her alone, while provision remains his duty in full. The book traces why the sovereign wife is not a modern concession but the original design.
03
The equal-split default most modern couples reach for quietly dismantles something Islam built to protect her — and neither spouse notices until it is tested.
04
Provision was never meant to be a burden. Weighed on the spiritual ledger, it is the highest-yield thing a man will ever do with a dinar.
Let a man of wealth spend from his wealth, and he whose provision is restricted, let him spend from what Allah has given him. Allah does not charge a soul except according to what He has given it.
The framework is older than English and richer than English alone can carry. Three terms do most of the work.
M. A. Alsagoff completed his memorisation of the Quran before beginning his formal studies. He studied at Rubat Tareem in Hadramawt, Yemen, and at the Sheikh Ahmad Kuftaro Institute in Damascus, Syria. He holds a degree in Fiqh and Usul al-Fiqh from the International Islamic University Malaysia, and a Master’s in Islamic Finance from INCEIF.
He returned to Singapore to work in Islamic finance, and has been speaking on the subject — most often on investment and estate planning, the two things families tend to leave until last. He lives in Singapore with his wife and children.
The Qawwamun Code
Money, Marriage, and the Duty of Provision